Terms and Conditions

These Terms and Conditions set the rules and regulations for using Vale Risk’s website at www.valerisk.co.za.

By accessing this website, you agree to these Terms and Conditions. If you do not agree, you must stop using the site immediately.

The following terminology applies to these Terms and Conditions, Privacy Statement, and Disclaimer Notice, as well as all Agreements: “Client,” “You,” and “Your” mean the person accessing this website and complying with the Company’s terms. “The Company,” “Ourselves,” “We,” “Our,” and “Us” mean Vale Risk. “Party,” “Parties,” or “Us” mean both the Client and the Company. These terms cover the offer, acceptance, and consideration of payment necessary for the Company to assist the Client in the most suitable way to meet the Client’s needs under South African law. Words in the singular, plural, capitalization, or gender forms all refer to the same meanings.

Cookies

We use cookies. By accessing Vale Risk, you consent to our use of cookies in line with Vale Risk’s Privacy Policy.

Most interactive websites use cookies to collect user details for each visit. Our website uses cookies to enable functionality in certain areas and to make the browsing experience easier. Some of our affiliates or advertising partners may also use cookies.

License

Vale Risk and/or its licensors own the intellectual property rights to all material on Vale Risk, unless otherwise stated. We reserve all intellectual property rights. You may access content from Vale Risk for personal use only, subject to the restrictions outlined below.

You must not:

Republish material from Vale Risk
Sell, rent, or sub-license material from Vale Risk
Reproduce, duplicate, or copy material from Vale Risk
Redistribute content from Vale Risk

This Agreement starts on the date you first access the website.

Our website allows users to post and exchange opinions and information in certain areas. Vale Risk does not filter, edit, publish, or review Comments before they appear. Comments reflect only the views of the individuals who post them, not those of Vale Risk, its agents, or affiliates. To the extent permitted by law, Vale Risk will not be liable for Comments or any damages or expenses arising from them.

We reserve the right to monitor all Comments and remove any that we consider inappropriate, offensive, or in breach of these Terms and Conditions.

You guarantee and represent that:

You have the right to post Comments and all necessary licenses and consents.
Your Comments do not infringe any third-party intellectual property rights, including copyright, patent, or trademark.
Your Comments do not contain defamatory, offensive, indecent, or unlawful material, nor invade privacy.
You will not use Comments to solicit or promote business, commercial activities, or unlawful acts.

By posting Comments, you grant Vale Risk a non-exclusive license to use, reproduce, edit, and authorize others to use, reproduce, and edit them in any media.

Hyperlinking to Our Content

The following organizations may link to our website without prior written approval:

Government agencies
Search engines
News organizations
Online directory distributors, in the same manner as they link to other listed businesses
System-wide Accredited Businesses (excluding soliciting non-profits, charity shopping malls, and fundraising groups)

These organizations may link to our homepage, publications, or other website information if the link:
(a) is not misleading;
(b) does not falsely imply sponsorship, endorsement, or approval; and
(c) fits the context of the linking party’s site.

We may consider and approve link requests from:

Consumer and/or business information sources
Dot-com community sites
Associations or groups representing charities
Online directory distributors
Internet portals
Accounting, law, and consulting firms
Educational institutions and trade associations

We will approve links if we determine that:
(a) they do not reflect poorly on us or our accredited businesses;
(b) the organization has no negative records with us;
(c) the visibility of the hyperlink benefits us; and
(d) the link fits within general resource information.

Approved organizations may link using:

Our corporate name
The URL being linked
A description that makes sense in the linking party’s context

You may not use Vale Risk’s logo or artwork for linking without a trademark license agreement.

iFrames

You may not create frames around our web pages or alter their appearance without prior approval and written permission.

Content Liability

We will not be held responsible for content that appears on your website. You agree to defend and protect us against all claims arising from your website. No links should appear on your site that may be interpreted as libelous, obscene, criminal, or infringing on third-party rights.

Reservation of Rights

We reserve the right to request removal of any or all links to our website. You agree to remove such links immediately upon request. We may update these Terms and Conditions and our linking policy at any time. By continuing to link to our website, you agree to follow these terms.

Removal of Links

If you find any link on our website offensive, you may contact us at any time. We will consider requests to remove links, but we are not obligated to respond or act.

We do not guarantee that information on our website is correct. We do not warrant completeness, accuracy, or availability.

Disclaimer

To the fullest extent permitted by law, we exclude all representations, warranties, and conditions regarding this website and its use. Nothing in this disclaimer will:

Limit or exclude liability for death or personal injury;
Limit or exclude liability for fraud or fraudulent misrepresentation;
Limit liabilities in a way not permitted by law; or
Exclude liabilities that cannot be excluded by law.

These limitations and exclusions apply to all liabilities arising under this disclaimer, whether in contract, tort, or breach of statutory duty.

As long as we provide the website and its services free of charge, we will not be liable for any loss or damage of any kind.